Disclosures

REGULATORY DISCLOSURE

Keystone Financial Advisory, LLC (KFA) is an Indiana Registered Investment Advisory firm. KFA does not render or offer to render personalized investment advice or financial planning advice through this medium. This medium is limited to the dissemination of general information on the adviser’s service offerings and provides for an efficient method in which a prospective client may contact the adviser. Advice may only be rendered after the following conditions are met:

  • Registration of the adviser with the State of Indiana as a Registered Investment Adviser if the adviser has less than $100,000,000 under management
  • Delivery of a disclosure statement by Adviser to client
  • Execution of an Investment Advisory and/or Financial Planning agreement between the client and the adviser
  • Payment of the planning fee or investment advisory fee by the client to the adviser
  • Adviser may transact business only in States in which it is registered, or in which it is exempted from registration
  • The Investment Adviser must also be registered or exempted or excluded from registration in any state in which it responds to persons in that State to effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation

IMPORTANT CONSUMER DISCLOSURE

Keystone Financial Advisory, LLC (KFA) is an Indiana Registered Investment Advisor located in Carmel, Indiana. KFA and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon Registered Investment Advisors by those states in which KFA maintains clients.

KFA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. KFA’s web site is limited to the dissemination of general information pertaining to its investment advisory and financial planning services. Accordingly, KFA does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by KFA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

Additional information about Keystone Financial Advisory, LLC (CRD # 167618) and Elwyn Hopkins (CRD # 1984136) is available on the SEC’s website at www.adviserinfo.sec.gov.  A copy of KFA’s current written disclosure statement discussing KFA’s business operations, services, and fees is available from KFA upon written request. KFA does not make any representations or warranties as to the accuracy, completeness, or relevance of any information prepared by any unaffiliated third party provider, whether linked to KFA’s Web Site or incorporated herein. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Keystone Financial advisory, LLC does not provide tax or legal advice.

OTHER DISCLOSURES

The information in this web-site is based on data gathered from what KFA believes are reliable sources. It is not guaranteed as to accuracy, and does not purport to be complete, and is not intended as the primary basis for investment decisions. It should also not be construed as advice meeting the particular investment needs of any investor.

All references that might be made to an investment or portfolio’s performance are based on historical data and one should not assume that this performance will continue in the future.

KFA does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to KFA’s web site or incorporated herein and therefore takes no responsibility.  All such information is provided solely for convenience purposes only and all users should be guided accordingly. Furthermore, the information resulting from the use of tools or other information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from KFA.

DISCLAIMER

This site has links to other web sites as a convenience to our customers. These include links to web sites operated by other government agencies, nonprofit organizations and private businesses. When you use one of these links, you are no longer on this site and this Privacy Notice will not apply. When you link to another web site, you are subject to the privacy policy of that new site.

When you follow a link to one of these sites neither Keystone Financial Advisory, LLC, nor any agency, officer, or employee of the Keystone Financial Advisory, LLC warrants the accuracy, reliability or timeliness of any information published by these external sites, nor endorses any content, viewpoints, products, or services linked from these systems, and cannot be held liable for any losses caused by reliance on the accuracy, reliability or timeliness of their information. Portions of such information may be incorrect or not current. Any person or entity that relies on any information obtained from these systems does so at her or his own risk.